Everyday car accident victims are taken advantage throughout the personal injury claim process. This is because insurance adjusters work against you but maintain an authoritative tone that makes you feel like they are on your side after you file a claim. Our experienced personal injury attorney Beverly R. Caruthers has more than 30 years of experience helping her clients get fair settlement offers for their insurance claims. Read below to learn tips that help you stay ahead of insurance adjusters with an experienced attorney.
- Before you talk to an insurance adjuster, understand their role.
An insurance adjuster has three main priorities:
- Prevent insurance fraud — make sure you’re not outright lying.
- Settle claims for a low amount.
- Settle claims quickly.
Often, insurance adjusters deal with 100 claims per month.
They have a lot on their plate, and they don’t necessarily have specialized medical or legal training.
When you and your lawyer demonstrate advanced knowledge of your case — backed up by evidence— you already have a leg up.
When a claims adjuster calls, immediately find out who you’re speaking to, and who they represent.
After that, keep the conversation concise.
- Avoid giving lots of details about the accident or your material damages.
It’s natural that you’re shocked from the accident. Unfortunately, insurance adjusters are often playing off this shock.
Do not make guesses about what happened, and never admit partial liability.
Maybe a driver struck your car while they were texting — but you forgot to put your signal on.
Before you mention that you did something wrong, wait to speak to your lawyer, because evidence might later reveal other variables.
And when the insurance adjuster asks you about damages to your vehicle, get a quote from your own auto-repair shop, not the shop they suggest.
Recommended shops in Chicago often try to save the insurance company money. They may not perform a very thorough inspection.
- Avoid giving a lot of details about the injury.
Car accidents are very frightening. At the end of the day, you feel grateful to still be living and breathing. Combined with adrenaline, this feeling can make your injuries seem less consequential.
But often, a report comes back, stating your injury is more serious than you originally thought.
Waiting for a proper medical diagnosis pays off. An insurance adjuster will take it far more seriously than a self-diagnosis.
So keep it short. Tell the insurance adjuster you’re seeking medical treatment in Chicago, and that you and your lawyer will send a written summary of your injuries.
- Do not sign anything or give a recorded statement.
You’re still recovering from the shock of your car accident. When asked for a recorded statement, you might apologize or exaggerate. You might omit important details.
An insurance adjuster might ask for access to your medical files, and this might seem harmless.
However, with access to files from years ago, an insurance adjuster might try to argue that your conditions were pre-existing.
So instead, send a statement in writing with your lawyer, and attach all necessary evidence. You can plan out exactly what to say.
- Don’t settle on the first offer.
Most insurance adjusters have allocated a specific amount of money for your claim. They will purposefully offer you a lower offer than what is allocated — and hope you accept it.
A quick, low-stress settlement might seem like a good deal. But you should absolutely negotiate — even if an offer seems good — because negotiation will get you more money.
So, gather compelling evidence and make a counteroffer. Remember, the insurance adjuster wants to settle the claim, too.
Call our law office today to stay ahead of insurance adjusters with an experienced attorney on your side. Our accident attorney will help you to recover compensation for your medical bills, property damage, pain and suffering, loss of wages, and more after your auto accident.
Spanish Speaking Car Accident Lawyer in Houston, Texas
Spanish-speaking individuals can have a more difficult time seeking justice in their personal injury cases due to language barriers. This causes them to not take action against those who have left them with financial devastation and physical trauma. At the Law Office of Beverly R. Caruthers, our team refuses to let a language barrier affect your right to justice and compensation. If you or someone you love has been injured in an accident and is in need of Spanish-speaking legal advice, our team is here for you. Call us today to schedule a free consultation with our law office.
Personal Injury Lawyer in Houston, Texas
If you or someone you love has been involved in a car accident and suffered an injury, experienced loss of income, or are unable to work due to a car accident, you can benefit from the services of a Houston car accident expert in your personal injury case. Whether you missed work due to an injury or due to not having access to a vehicle, Attorney Beverly R. Caruthers can help you!
Caruthers Law Firm
Address: 4141 Southwest Fwy, Suite 400
Houston, TX 77027
(713) 526-9557
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In the aftermath of an accident that leaves you or a loved one injured, it is crucial to know where to turn for support and justice. The Caruthers Law Firm stands as a beacon of unwavering commitment to the cause of pursuing justice for injury victims. With a track record that speaks volumes about our dedication to excellence and passion for our clients, we have garnered recognition throughout the Houston area as a trusted name in the legal community. When you or a family member suffers an injury due to the negligence of another, the need for an attorney who is not just competent but also recognized for their excellence becomes paramount. The Houston personal injury attorney at The Caruthers Law Firm fits that bill precisely. We have earned accolades and trust from our clients because we don not just handle cases; we champion causes. Our cases frequently involve traumatic, life-altering events, such as the loss of a loved one, and our relentless pursuit of justice ensures our clients receive the compensation necessary to secure their financial future. Our dedicated efforts have successfully secured over $50 million in settlements for our clients, and our commitment to excellence has brought us national recognition, particularly in fields like birth injury law. Whether your life has been upended by a tragic accident or the negligence of another party, you can confide in Caruthers Law Firm to handle your case with the utmost skill, dedication, and compassion in your time of need. Every case we undertake is treated with the gravity and importance it deserves, and we strive to provide the best possible representation to our clients. At Caruthers Law Firm, our attorneys boast an impressive array of knowledge and expertise in various practice areas, including personal injury, criminal defense, wrongful death, and more. We fully acknowledge that each case is unique, and we value the individual concerns and needs of our clients. This understanding leads us to craft tailored legal strategies that address each case is distinctive challenges. When you choose Caruthers Law Firm as your legal representation, you can expect a high degree of professionalism, unwavering integrity, and an unparalleled commitment from the beginning of your case to its conclusion. We are not just lawyers; we are advocates for your rights, dedicated to securing the justice you deserve.
For over three decades, Beverly R. Caruthers has been on an unwavering mission to provide her clients with top-notch, tenacious, and compassionate legal services and representation. Attorney Beverly R. Caruthers has not only amassed extensive experience but has also consistently delivered high-quality legal assistance to those who have sought her counsel. Her journey to legal expertise began with academic distinction, having graduated Cum Laude with a Bachelor of Arts from Tougaloo College, followed by the acquisition of her Juris Doctor from Thurgood Marshall School of Law at Texas Southern University. With a primary focus on Personal Injury, Criminal Law, and Business Law, Attorney Beverly R. Caruthers has honed her legal acumen in these pivotal areas. Complementing her knowledge and skills, The Law Office of Beverly R. Caruthers is fortified by a collaborative team of seasoned and highly qualified attorneys. Together, they work tirelessly to achieve the best possible outcomes for each and every client they serve. In the Caruthers family, the pursuit of legal excellence seems to be a cherished tradition. Briona Caruthers, following in the footsteps of her older brother and colleague, hails from Missouri City, Texas, where she graduated from Elkins High School in 2015. Venturing outside her hometown, she spent four years at Hofstra University in New York, where she diligently earned her Bachelor Degree in Legal Studies in Business in 2019. After her academic journey in New York, she returned to her roots in Houston, Texas. There, she attended the same illustrious institution where her mother, Beverly R. Caruthers, and her brothers, Eddie and Parker Caruthers, had studied—the Thurgood Marshall School of Law at Texas Southern University. In 2022, Briona graduated Cum Laude from TSU, thereby continuing the family legacy. Beyond her legal pursuits, Briona finds solace in retail therapy and enjoys exploring the world through her travels when she is not in the office, fervently advocating for her clients rights. Parker Caruthers, another member of the Caruthers family, was born and raised in Missouri City, Texas, where he completed his high school education at Clements High School in 2012. His educational journey took him to Texas Southern University in Houston, Texas, where he earned a Bachelor’s Degree in Marketing in 2017. Parker commitment to legal studies led him to the Thurgood Marshall School of Law at TSU, from where he graduated in 2021. During his time in law school, Parker legal prowess shone through as he secured victory in the Helen Dawn Williams Mock Trial competition, all while gaining valuable experience through internships at the Harris County District Attorney’s Office. Opting to take a different path by not pursuing prosecution, Parker joined Caruthers Law Firm in 2021. Beyond the legal realm, Parker passions extend to sports fandom and his role as a proud dog owner. At the Caruthers Law Firm, we take a refreshingly transparent and candid approach when assessing our potential clients circumstances. We believe in clear, honest, and direct communication, leaving aside the legal jargon to speak in terms that our clients can readily understand. Each client is treated as a unique individual, receiving personalized and attentive care throughout their legal journey with us.
We are immensely grateful to each and every individual who wholeheartedly contributed to the success of "The Christmas Toy Drive and Giveaway" and "The Back to School Giveaway" right here in the vibrant city of Houston. Your support has made a profound difference in the lives of countless local children, and it is a testament to the incredible community spirit that defines our city. At The Caruthers Law Firm, we take great pride in being active sponsors of these important initiatives, which focus on providing crucial resources to Houstons youth. Some of the recipients come from families struggling with limited income, making it challenging for them to provide the necessary school supplies for their children. For others, the prospect of a joyous Christmas was a distant dream due to a lack of toys. In these circumstances, we aimed to make a meaningful and positive impact on these children and their families. It is through the unwavering support and dedication of our local community that we were able to realize this vision. We encourage you to consider joining us in this noble cause and be a part of the change in the lives of Houston families. Your involvement can take various forms, whether through donating items, contributing funds, or taking the initiative to organize a collection drive within your organization, church, club, or local community. Your support will undoubtedly go a long way in touching the lives of those in need, ensuring that every child in our city can look forward to a brighter future. By working together, we not only provide essential items but also instill a sense of hope, compassion, and generosity within our beloved Houston community. Together, we can create a stronger, more caring, and inclusive community, one that continues to uplift and empower those who need it most. Thank you for being a part of this vital mission.
