Insurance adjusters are predatory and will do everything they can to minimize your insurance claim. These individuals work with one goal in mind: paying out as little money as possible. Listed below is important information to know before speaking with an insurance adjuster to avoid
Anything . . . Right After an Accident
Avoid notifying your insurance company immediately after an accident. You may be in shock, confused or under a great deal of stress. Take care of your medical needs first and protecting your legal interests. Then you can concentrate on contacting the insurance company. Remember that you and the insurance company have very different objectives. The insurance company is seeking to close the case as quickly as possible for as little as possible while your objective is to receive the maximum amount of compensation available for your claim.
It Was My Fault
Avoid admitting fault for the accident. When you do describe the accident, do so in a matter of fact manner without adding personal opinions into the mix. The insurance companies can work it out between them who was at fault for the accident. There may be factors involved that you are not aware of, such as faulty vehicle parts, a distracted driver or a traffic sign that is difficult to see. Even if you are found at fault, the other driver may have also contributed to the accident and also be at fault. Avoid making an admission of fault in front of the other driver, law enforcement or your insurance company as these statements may later be used against you.
I’m Not Injured
Avoid making any declarations that you do not know are absolutely true. While some injuries are readily apparent, many are not. You may not know that you are suffering from internal bleeding or a brain injury. Bruises and other indicators of injury may take time to manifest. Your neck or back may begin hurting days later. If you do experience pain, get it checked out by a healthcare provider. Avoid signing any medical release form from the insurance company until you have been properly advised by an attorney.
This Is My Official Statement
Avoid giving an official statement that is recorded until you have been advised by a personal injury attorney. You are not under an obligation to have your statement recorded. What you say may be taken out of context or misconstrued by the insurance company until it is manipulated to serve their objective.
I Think . . .
If you do not know a factual answer to provide, it is fine to say “I don’t know.” Do not estimate or opine an answer. This may apply to the speed you were driving, distance calculations or other estimates. Simply avoid making such estimates.
Names of Others
Stick to the basics when dealing with your insurance company. Avoid giving them names of family members, friends or doctors. If you wind up in litigation, you may be asked to provide information about anything you told these individuals and their contact information.
I Accept
Most initial settlement offers from insurance companies are low ball offers. While you may have mounting medical bills and are losing wages while off work, avoid accepting a settlement offer that does not fully compensate you for your injuries. Consider consulting with a personal injury attorney before taking any settlements so that he or she can advocate on your behalf and negotiate a fair settlement.
I Don’t Have a Lawyer
When you retain the services of an experienced personal injury attorney, the insurance company is more likely to give your claim greater respect and attention. A personal injury lawyer often has more experience than a layperson in laws regulating insurance companies and in estimating the true value of a claim so that present and future damages are taken into consideration. In addition to property damage, lost wages while you were recovering and property damage, damages may include loss of future earning potential, loss of enjoyment of life, loss of consortium and pain and suffering.
Legal Assistance
When dealing with insurance companies, it is important that you tell the truth and do not lie. However, sometimes individuals may overindulge information that is only used to negatively affect them and their claim. Discuss your case with a personal injury lawyer and ask for specific advice regarding statements that you should make to the insurance company.
Have You Been Injured in a Car Accident in Houston?
Have you been injured in a car accident and are now trying to navigate the claims process on your own? Working with a knowledgeable attorney can make it much easier to file a claim. Not only can your attorney talk to an insurance adjuster on your behalf, they work with you throughout the entire personal injury claim process. Call us today for a free consultation so that we can collect basic information that allows us to tell you how we can help. We proudly serve clients on a contingency basis, meaning you owe nothing upfront.
Spanish Speaking Car Accident Lawyer in Houston, Texas
Spanish-speaking individuals can have a more difficult time seeking justice in their personal injury cases due to language barriers. This causes them to not take action against those who have left them with financial devastation and physical trauma. At the Law Office of Beverly R. Caruthers, our team refuses to let a language barrier affect your right to justice and compensation. If you or someone you love has been injured in an accident and is in need of Spanish-speaking legal advice, our team is here for you.
Personal Injury Lawyer in Houston, Texas
If you or someone you love has been involved in a car accident and suffered an injury, experienced loss of income, or are unable to work due to a car accident, you can benefit from the services of a Houston car accident expert in your personal injury case. Whether you missed work due to an injury or due to not having access to a vehicle, Attorney Beverly R. Caruthers can help you!
Caruthers Law Firm
Address: 4141 Southwest Fwy, Suite 400
Houston, TX 77027
(713) 526-9557
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In the aftermath of an accident that leaves you or a loved one injured, it is crucial to know where to turn for support and justice. The Caruthers Law Firm stands as a beacon of unwavering commitment to the cause of pursuing justice for injury victims. With a track record that speaks volumes about our dedication to excellence and passion for our clients, we have garnered recognition throughout the Houston area as a trusted name in the legal community. When you or a family member suffers an injury due to the negligence of another, the need for an attorney who is not just competent but also recognized for their excellence becomes paramount. The Houston personal injury attorney at The Caruthers Law Firm fits that bill precisely. We have earned accolades and trust from our clients because we don not just handle cases; we champion causes. Our cases frequently involve traumatic, life-altering events, such as the loss of a loved one, and our relentless pursuit of justice ensures our clients receive the compensation necessary to secure their financial future. Our dedicated efforts have successfully secured over $50 million in settlements for our clients, and our commitment to excellence has brought us national recognition, particularly in fields like birth injury law. Whether your life has been upended by a tragic accident or the negligence of another party, you can confide in Caruthers Law Firm to handle your case with the utmost skill, dedication, and compassion in your time of need. Every case we undertake is treated with the gravity and importance it deserves, and we strive to provide the best possible representation to our clients. At Caruthers Law Firm, our attorneys boast an impressive array of knowledge and expertise in various practice areas, including personal injury, criminal defense, wrongful death, and more. We fully acknowledge that each case is unique, and we value the individual concerns and needs of our clients. This understanding leads us to craft tailored legal strategies that address each case is distinctive challenges. When you choose Caruthers Law Firm as your legal representation, you can expect a high degree of professionalism, unwavering integrity, and an unparalleled commitment from the beginning of your case to its conclusion. We are not just lawyers; we are advocates for your rights, dedicated to securing the justice you deserve.
For over three decades, Beverly R. Caruthers has been on an unwavering mission to provide her clients with top-notch, tenacious, and compassionate legal services and representation. Attorney Beverly R. Caruthers has not only amassed extensive experience but has also consistently delivered high-quality legal assistance to those who have sought her counsel. Her journey to legal expertise began with academic distinction, having graduated Cum Laude with a Bachelor of Arts from Tougaloo College, followed by the acquisition of her Juris Doctor from Thurgood Marshall School of Law at Texas Southern University. With a primary focus on Personal Injury, Criminal Law, and Business Law, Attorney Beverly R. Caruthers has honed her legal acumen in these pivotal areas. Complementing her knowledge and skills, The Law Office of Beverly R. Caruthers is fortified by a collaborative team of seasoned and highly qualified attorneys. Together, they work tirelessly to achieve the best possible outcomes for each and every client they serve. In the Caruthers family, the pursuit of legal excellence seems to be a cherished tradition. Briona Caruthers, following in the footsteps of her older brother and colleague, hails from Missouri City, Texas, where she graduated from Elkins High School in 2015. Venturing outside her hometown, she spent four years at Hofstra University in New York, where she diligently earned her Bachelor Degree in Legal Studies in Business in 2019. After her academic journey in New York, she returned to her roots in Houston, Texas. There, she attended the same illustrious institution where her mother, Beverly R. Caruthers, and her brothers, Eddie and Parker Caruthers, had studied—the Thurgood Marshall School of Law at Texas Southern University. In 2022, Briona graduated Cum Laude from TSU, thereby continuing the family legacy. Beyond her legal pursuits, Briona finds solace in retail therapy and enjoys exploring the world through her travels when she is not in the office, fervently advocating for her clients rights. Parker Caruthers, another member of the Caruthers family, was born and raised in Missouri City, Texas, where he completed his high school education at Clements High School in 2012. His educational journey took him to Texas Southern University in Houston, Texas, where he earned a Bachelor’s Degree in Marketing in 2017. Parker commitment to legal studies led him to the Thurgood Marshall School of Law at TSU, from where he graduated in 2021. During his time in law school, Parker legal prowess shone through as he secured victory in the Helen Dawn Williams Mock Trial competition, all while gaining valuable experience through internships at the Harris County District Attorney’s Office. Opting to take a different path by not pursuing prosecution, Parker joined Caruthers Law Firm in 2021. Beyond the legal realm, Parker passions extend to sports fandom and his role as a proud dog owner. At the Caruthers Law Firm, we take a refreshingly transparent and candid approach when assessing our potential clients circumstances. We believe in clear, honest, and direct communication, leaving aside the legal jargon to speak in terms that our clients can readily understand. Each client is treated as a unique individual, receiving personalized and attentive care throughout their legal journey with us.
We are immensely grateful to each and every individual who wholeheartedly contributed to the success of "The Christmas Toy Drive and Giveaway" and "The Back to School Giveaway" right here in the vibrant city of Houston. Your support has made a profound difference in the lives of countless local children, and it is a testament to the incredible community spirit that defines our city. At The Caruthers Law Firm, we take great pride in being active sponsors of these important initiatives, which focus on providing crucial resources to Houstons youth. Some of the recipients come from families struggling with limited income, making it challenging for them to provide the necessary school supplies for their children. For others, the prospect of a joyous Christmas was a distant dream due to a lack of toys. In these circumstances, we aimed to make a meaningful and positive impact on these children and their families. It is through the unwavering support and dedication of our local community that we were able to realize this vision. We encourage you to consider joining us in this noble cause and be a part of the change in the lives of Houston families. Your involvement can take various forms, whether through donating items, contributing funds, or taking the initiative to organize a collection drive within your organization, church, club, or local community. Your support will undoubtedly go a long way in touching the lives of those in need, ensuring that every child in our city can look forward to a brighter future. By working together, we not only provide essential items but also instill a sense of hope, compassion, and generosity within our beloved Houston community. Together, we can create a stronger, more caring, and inclusive community, one that continues to uplift and empower those who need it most. Thank you for being a part of this vital mission.
