Getting in a car accident can lead to physical, emotional, and financial difficulties that can be complex to overcome on your own. Luckily, when you work with an experienced car accident lawyer you are working with someone who is advocating for your best interest. Your personal injury attorney is there to help you avoid making some of the most common mistakes that can disrupt your case and impact the compensation you receive for your injuries.
When you work with an experienced personal injury attorney means you do not have to speak directly with insurance adjusters. This is extremely helpful because insurance adjusters will work hard to talk you into circles and discredit your injuries. They may ask you to provide too much information, such as your medical records, which can be used against you.
Your attorney can help provide a statement to insurance companies by doing a recorded statement or speaking for you. If you are unsure of the advantages of working with an attorney in your case, call the Law Office of Beverly R. Caruthers today to speak to an attorney for a free consultation for your auto accident.
Keep in mind the number one goal of the insurance adjuster
Regardless of whether you are dealing with your insurance adjuster or the other party–all insurance adjusters have the same goal and that is to save money. They get away with this by using a variety of clever tactics you should be aware of:
- Delay, delay and more delays. Adjusters are sleek enough to know that the longer they delay, the more likely the accident victim will settle out of desperation to avoid losing their home, car and ability to pay for food and basic bills as well.
- Requests for unnecessary information. An adjuster might request documents that are 10, 20 or even 30 years old that have absolutely nothing to do with the injury that was suffered. They are fishing for information to discredit and to stall your claim.
- They will ask for a recorded statement. Do not give a recorded statement! The insurance adjuster wants a recorded statement is so that he can take things out of context to use against you at a later date. Your refusal to give a recorded statement is not evidence that you are trying to hide anything.
These are just some of the ways that adjusters can deprive you of money and benefits that you may be entitled to. If you have been hurt in an accident, talk to a personal injury before speaking to an insurance adjuster.
Tips on how to deal with the sneaky insurance adjuster
If you have not made a final decision on hiring a personal injury attorney, it is important to keep a few things in mind. To begin with, everything you say and do is being scrutinized by the insurance adjuster. You should never minimize your injuries in any way. The adjuster will be watching you very carefully and will make note of anything to discredit your claim.
Schedule meetings during normal work hours, even if evenings or weekends are more convenient for you. If the adjuster protests, let him know you prefer to meet during business hours, in case you need to contact certain “consultants” such as the Insurance Commissioner.
If you have not chosen an attorney yet, you should attend the meeting with an adult friend or relative. Choose a reliable person who can accompany you at each meeting. This will help to keep a sneaky adjuster from trying to mislead you.
Let the adjuster make the offer. Typically the adjuster will begin by turning the tables on you in asking, “What do you think your claim is worth? And this is where accident victims without attorneys make one the biggest mistakes. The adjuster hopes you will ask for less than he was preparing to offer. This is why having a skilled, experienced personal injury attorney is important. They will protect your rights and how to combat less than ethical practices by adjusters.
Spanish Speaking Car Accident Lawyer in Houston, Texas
Spanish-speaking individuals can have a more difficult time seeking justice in their personal injury cases due to language barriers. This causes them to not take action against those who have left them with financial devastation and physical trauma. At the Law Office of Beverly R. Caruthers, our team refuses to let a language barrier affect your right to justice and compensation. If you or someone you love has been injured in an accident and is in need of Spanish-speaking legal advice, our team is here for you.
Personal Injury Lawyer in Houston, Texas
If you or someone you love has been involved in a car accident and suffered an injury, experienced loss of income, or are unable to work due to a car accident, you can benefit from the services of a Houston car accident expert in your personal injury case. Whether you missed work due to an injury or due to not having access to a vehicle, Attorney Beverly R. Caruthers can help you!