How Much Time Do I Have To File An Insurance Claim After An Accident

How Much Time Do I Have To File An Insurance Claim After An Accident?

For car accidents that take place in the state of Texas, the statute of limitations to file a claim is the same as most personal injury claims, two years. This means you have two years from the day of the accident to file a claim. This limitation affects all aspects of your car accident claim, including property damage. It is important to work with an experienced car accident attorney to make the best decisions for your case. You may be unaware of certain factors that affect your case or may be entitled to more compensation than you believe. Reach out to the Law Office of Beverly R. Caruthers today for a free consultation regarding your car accident case and for help navigating the claim process.

What Is The Statute of Limitations For Wrongful Death Claims?

If you have lost someone in your family to a fatal car accident, you may choose to file a wrongful death lawsuit in their name. These claims will have the same two-year limitation, however, the two years does not begin from the day of the accident. Instead, the two year countdown will begin on the date of the person’s passing. If you have lost a loved one in a car accident, our team can help represent you in your wrongful death claim. We understand no amount of financial compensation can bring your loved one back, however, the money you are awarded can help to cover the costs associated with their untimely death.

When Should I Report An Accident in Texas?

A driver involved in a car accident is required to report the accident to the local police department or sheriff’s office so they can file an official police report if the accident led to an injury or the death of any person involved.

You have 30 days to report the accident to your insurance company. If you fail to report your accident in this time frame, even if you have suffered bodily injuries and property damage, your insurer may deny a claim you make against your policy.

We recommend you reach out to our office at the scene of the accident before you contact your insurance company to ensure the best outcome in your case.

Bringing a Claim Against a Local Government in Texas

Claims against a local or municipal government in Texas should be filed with the local or municipal government directly, instead of with the state. Most municipal governments provide instructions and/or forms for filing a claim. For instance, the City of Houston offers instructions and contact information on its Legal Department website. The City of Austin also gives instructions and a mailing address.

Currently, the Tort Claims Act states that a local or municipal government, as well as the state government, may be held liable for damages if it is negligent in performing certain “government functions,” or functions that the municipality has the power to carry out under Texas law. These include things like police and fire protection, sanitation services, street and bridge construction, and a host of other tasks.

However, Texas municipalities are not liable for damages that arise out of “proprietary functions,” or non-mandatory functions that the municipality may perform. These include things like parks operated by the municipality or supervision of “abnormally dangerous or ultrahazardous” activities. In these situations, the government is typically liable exactly as if it were a private person. It cannot use the Texas Tort Claims Act to shield itself from liability.

Damages that can be recovered from “a unit of local government” are limited to $100,000 per person and $300,000 per occurrence for bodily injury and $100,000 per occurrence for property damage. For claims against a “municipality,” damages limits are $250,000 per person and $500,000 per occurrence for bodily injury, and $100,000 per occurrence for damaged property.

Time Limits for Filing Claims Against the Government In Texas

Section 101.101 of the Texas Tort Claims Act states that notice of a claim must be filed with the appropriate government unit within six months of the date of the accident. The notice must include a description of the injury or damage, the time and place the incident occurred, and a description of what happened.

Some local and municipal governments set shorter time limits for filing notice of a claim. For instance, the City of Houston has a 90-day time limit. In the City of Austin, the time limit is 45 days.

Spanish Speaking Car Accident Lawyer in Houston, Texas

Spanish-speaking individuals can have a more difficult time seeking justice in their personal injury cases due to language barriers. This causes them to not take action against those who have left them with financial devastation and physical trauma. At the Law Office of Beverly R. Caruthers, our team refuses to let a language barrier affect your right to justice and compensation. If you or someone you love has been injured in an accident and is in need of Spanish-speaking legal advice, our team is here for you.

We make it easy for those who have been injured due to the actions of others to navigate the legal system in order to get the results they need to continue on in their lives. Schedule your no-obligation car accident consultation with Attorney Caruthers today. Our team will work with you every step of the way to ensure your needs are being met and that you are getting the treatment you deserve in your car accident case. Don’t hesitate, the sooner you call the more we can do to get you results.

Personal Injury Law Office in Houston, Texas

If you or someone you love has suffered an injury, experienced loss of income, or are unable to work due to a car accident, you can benefit from the services of a Houston car accident expert in your personal injury case. Whether you missed work due to an injury or due to not having access to a vehicle, Attorney Beverly R. Caruthers can help you!

Beverly R Caruthers Law Office
Address: 4141 Southwest Fwy, Suite 620
Houston, TX 77027
(713) 526-9557
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In the aftermath of an accident that leaves you or a loved one injured, it is crucial to know where to turn for support and justice. The Caruthers Law Firm stands as a beacon of unwavering commitment to the cause of pursuing justice for injury victims. With a track record that speaks volumes about our dedication to excellence and passion for our clients, we have garnered recognition throughout the Houston area as a trusted name in the legal community. When you or a family member suffers an injury due to the negligence of another, the need for an attorney who is not just competent but also recognized for their excellence becomes paramount. The Houston personal injury attorney at The Caruthers Law Firm fits that bill precisely. We have earned accolades and trust from our clients because we don not just handle cases; we champion causes. Our cases frequently involve traumatic, life-altering events, such as the loss of a loved one, and our relentless pursuit of justice ensures our clients receive the compensation necessary to secure their financial future. Our dedicated efforts have successfully secured over $50 million in settlements for our clients, and our commitment to excellence has brought us national recognition, particularly in fields like birth injury law. Whether your life has been upended by a tragic accident or the negligence of another party, you can confide in Caruthers Law Firm to handle your case with the utmost skill, dedication, and compassion in your time of need. Every case we undertake is treated with the gravity and importance it deserves, and we strive to provide the best possible representation to our clients. At Caruthers Law Firm, our attorneys boast an impressive array of knowledge and expertise in various practice areas, including personal injury, criminal defense, wrongful death, and more. We fully acknowledge that each case is unique, and we value the individual concerns and needs of our clients. This understanding leads us to craft tailored legal strategies that address each case is distinctive challenges. When you choose Caruthers Law Firm as your legal representation, you can expect a high degree of professionalism, unwavering integrity, and an unparalleled commitment from the beginning of your case to its conclusion. We are not just lawyers; we are advocates for your rights, dedicated to securing the justice you deserve.

For over three decades, Beverly R. Caruthers has been on an unwavering mission to provide her clients with top-notch, tenacious, and compassionate legal services and representation. Attorney Beverly R. Caruthers has not only amassed extensive experience but has also consistently delivered high-quality legal assistance to those who have sought her counsel. Her journey to legal expertise began with academic distinction, having graduated Cum Laude with a Bachelor of Arts from Tougaloo College, followed by the acquisition of her Juris Doctor from Thurgood Marshall School of Law at Texas Southern University. With a primary focus on Personal Injury, Criminal Law, and Business Law, Attorney Beverly R. Caruthers has honed her legal acumen in these pivotal areas. Complementing her knowledge and skills, The Law Office of Beverly R. Caruthers is fortified by a collaborative team of seasoned and highly qualified attorneys. Together, they work tirelessly to achieve the best possible outcomes for each and every client they serve. In the Caruthers family, the pursuit of legal excellence seems to be a cherished tradition. Briona Caruthers, following in the footsteps of her older brother and colleague, hails from Missouri City, Texas, where she graduated from Elkins High School in 2015. Venturing outside her hometown, she spent four years at Hofstra University in New York, where she diligently earned her Bachelor Degree in Legal Studies in Business in 2019. After her academic journey in New York, she returned to her roots in Houston, Texas. There, she attended the same illustrious institution where her mother, Beverly R. Caruthers, and her brothers, Eddie and Parker Caruthers, had studied—the Thurgood Marshall School of Law at Texas Southern University. In 2022, Briona graduated Cum Laude from TSU, thereby continuing the family legacy. Beyond her legal pursuits, Briona finds solace in retail therapy and enjoys exploring the world through her travels when she is not in the office, fervently advocating for her clients rights. Parker Caruthers, another member of the Caruthers family, was born and raised in Missouri City, Texas, where he completed his high school education at Clements High School in 2012. His educational journey took him to Texas Southern University in Houston, Texas, where he earned a Bachelor’s Degree in Marketing in 2017. Parker commitment to legal studies led him to the Thurgood Marshall School of Law at TSU, from where he graduated in 2021. During his time in law school, Parker legal prowess shone through as he secured victory in the Helen Dawn Williams Mock Trial competition, all while gaining valuable experience through internships at the Harris County District Attorney’s Office. Opting to take a different path by not pursuing prosecution, Parker joined Caruthers Law Firm in 2021. Beyond the legal realm, Parker passions extend to sports fandom and his role as a proud dog owner. At the Caruthers Law Firm, we take a refreshingly transparent and candid approach when assessing our potential clients circumstances. We believe in clear, honest, and direct communication, leaving aside the legal jargon to speak in terms that our clients can readily understand. Each client is treated as a unique individual, receiving personalized and attentive care throughout their legal journey with us.

We are immensely grateful to each and every individual who wholeheartedly contributed to the success of "The Christmas Toy Drive and Giveaway" and "The Back to School Giveaway" right here in the vibrant city of Houston. Your support has made a profound difference in the lives of countless local children, and it is a testament to the incredible community spirit that defines our city. At The Caruthers Law Firm, we take great pride in being active sponsors of these important initiatives, which focus on providing crucial resources to Houstons youth. Some of the recipients come from families struggling with limited income, making it challenging for them to provide the necessary school supplies for their children. For others, the prospect of a joyous Christmas was a distant dream due to a lack of toys. In these circumstances, we aimed to make a meaningful and positive impact on these children and their families. It is through the unwavering support and dedication of our local community that we were able to realize this vision. We encourage you to consider joining us in this noble cause and be a part of the change in the lives of Houston families. Your involvement can take various forms, whether through donating items, contributing funds, or taking the initiative to organize a collection drive within your organization, church, club, or local community. Your support will undoubtedly go a long way in touching the lives of those in need, ensuring that every child in our city can look forward to a brighter future. By working together, we not only provide essential items but also instill a sense of hope, compassion, and generosity within our beloved Houston community. Together, we can create a stronger, more caring, and inclusive community, one that continues to uplift and empower those who need it most. Thank you for being a part of this vital mission.

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