How Much Money Do I Get After A Car Accident Injury

How Much Money Do I Get After A Car Accident Injury?

Have you been involved in a car crash that has left you injured? Are the medical expenses from your car accident case adding up quickly? Personal injury attorney Beverly R. Caruthers can help you. Our law firm specializes in helping auto accident victims get fair compensation following their accident. Below is a Forbes article that highlights some of the most important factors that will influence the amount of money you are awarded following an accident.

It is important to keep in mind that each case is unique. Our office provides free consultations to help you learn more about your options and to determine if we believe our services can help you to maximize your compensation. The sooner you reach out to us after the time of the accident, the better your chances of getting more money will be.

How Car Accident Settlements Are Calculated

First things first: Knowing the average car accident settlement amount isn’t very useful to victims, because every car accident settlement is calculated based on the unique circumstances of the collision.

Crash victims who sustain only minor property damage, for example, would be offered far less money from an insurer to settle a claim than those who lose loved ones to an accident or who sustain permanent injuries.

Car accident settlements are intended to cover the losses a crash victim experienced. Typical car accident settlement amounts are based on:

  • Medical bills
  • Lost wages
  • Pain and suffering
  • Emotional distress
  • Property damage

The coverage of insurance available and a determination of who is at fault will also affect the average car accident settlement.

Settlements: The Most Common Outcome in Personal Injury Claims

Before looking for car accident settlement examples, it’s important to understand exactly what settlement means.

When a crash happens, in most states, the person who is responsible for causing the accident is expected to cover a victim’s damages. Or, more specifically, that person’s liability auto insurance will pay out for medical bills, property damages, lost wages and other losses.

The insurer who represents the person who caused the crash will generally make a settlement offer to collision victims. This would be a lump sum payment, in exchange for which the victim gives up all rights to further claims. If the victim accepts the settlement, the case is resolved. But if the victim doesn’t believe the offered compensation is fair, a car accident lawsuit can result.

Although lawsuits do happen after motor vehicle accidents, most cases settle outside of court. In fact, a Martindale-Nolo survey of readers who had received car accident compensation found that 98% obtained their funds through a settlement rather than a court case.

Most claims settle both because insurers generally want to avoid the cost of a trial and because victims often want to avoid the time and uncertainty of a trial.

How Long Will It Take to Get a Car Accident Settlement?

Car accident settlements typically occur fairly quickly, which is one advantage of settling a claim versus pursuing a lawsuit.

According to Martindale-Nolo, it took an average of 10.7 months for collision victims to receive a car accident settlement. More than half of victims were able to resolve their claims within six months.

How Much Can I Get for My Car Accident Claim?

The amount of compensation available for a car accident claim depends on the extent of damage suffered and other factors.

Data on average car accident settlement amounts varies by source. The Insurance Information Institute reports the average claim for bodily injury after a collision was $20,235 in 2020, while the average property damage claim was $4,711. However, a Martindale-Nolo survey of readers who made car accident claims between 2015 and 2020 reported an average settlement of $23,900. Most received less than $10,000.

Factors That Affect the Amount of Car Accident Settlements

Insurance Coverage

In most states, drivers are required to have liability insurance. Insurance pays out compensation to victims when the policyholder is at fault. But the insurer pays only up to policy limits. If damages exceed the amount of insurance coverage, the insurer will not pay the excess.

It is possible for accident victims to pursue a claim against the at-fault driver directly for losses not covered by insurance. But many people don’t have enough assets to actually pay additional damages even if the court were to award them.

As a result, if an insurance company makes a settlement offer at the policy limit, pursuing a court case to try to obtain additional compensation may not be worth it.


When liability is clear in a collision, this can result in a larger settlement. The insurer representing the driver who is at fault for the crash will accept responsibility and likely provide a reasonable settlement offer with the goal of avoiding a lawsuit.

If fault is uncertain, no settlement may be forthcoming or a settlement offer may be lower. And if fault is shared between the drivers, this can have a major impact on car accident compensation. Here’s what happens when fault is split, with both drivers partly to blame for the accident:

  • In some states, called contributory negligence states, if a driver is even 1% at fault for a collision, he cannot collect any compensation from the other motorist who was mostly to blame.
  • In pure comparative negligence states, on the other hand, a driver is allowed to collect compensation from another motorist for injuries even if the driver was mostly at fault. For example, a driver who was 75% responsible for a crash could still pursue a claim against the other motorist and could receive compensation for 25% of total losses
  • In modified comparative negligence states, a driver can pursue a claim for compensation as long as he is not 50% or 51% responsible for the crash. Again, compensation would be reduced based on the driver’s share of the fault.

Severity of Injuries

Severity of injury is a major factor determining typical car accident settlement amounts. The Martindale-Nolo survey revealed the average compensation for car accident victims who were not injured was $16,700 while the average award for injured crash victims was $29,700.

State Laws

In some states, called no-fault states, drivers must first rely on their own insurance coverage to pay for their own injuries or injuries to their passengers. Once their coverage is exhausted then they can seek compensation from the other driver’s insurance.

Drivers must buy personal injury protection, which typically covers up to $10,000 in medical bills and lost wages. For these minor injuries, additional damages such as compensation for pain and suffering are not generally available.

In fault states, on the other hand, the driver who caused the crash will always be responsible for losses. In these states, even relatively minor crashes can result in settlement offers from the at-fault driver’s insurer that may provide more comprehensive compensation.

Financial Loss

Finally, the extent of financial loss affects typical car accident settlement amounts. The settlement is generally designed to make a crash victim whole for the losses the collision caused. This includes both losses related to injuries, such as lost wages, as well as losses related to property damage.

If a motorist sustained substantial losses due to missed work, medical bills, and extensive property damage, the settlement should also reflect this.

Spanish Speaking Car Accident Lawyer in Houston, Texas

Spanish-speaking individuals can have a more difficult time seeking justice in their personal injury cases due to language barriers. This causes them to not take action against those who have left them with financial devastation and physical trauma. At the Law Office of Beverly R. Caruthers, our team refuses to let a language barrier affect your right to justice and compensation. If you or someone you love has been injured in an accident and is in need of Spanish-speaking legal advice, our team is here for you.

Personal Injury Lawyer in Houston, Texas

If you or someone you love has been involved in a car accident and suffered an injury, experienced loss of income, or are unable to work due to a car accident, you can benefit from the services of a Houston car accident expert in your personal injury case. Whether you missed work due to an injury or due to not having access to a vehicle, Attorney Beverly R. Caruthers can help you!

Beverly R Caruthers Law Office
Address: 4141 Southwest Fwy, Suite 620
Houston, TX 77027
(713) 526-9557
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In the aftermath of an accident that leaves you or a loved one injured, it is crucial to know where to turn for support and justice. The Caruthers Law Firm stands as a beacon of unwavering commitment to the cause of pursuing justice for injury victims. With a track record that speaks volumes about our dedication to excellence and passion for our clients, we have garnered recognition throughout the Houston area as a trusted name in the legal community. When you or a family member suffers an injury due to the negligence of another, the need for an attorney who is not just competent but also recognized for their excellence becomes paramount. The Houston personal injury attorney at The Caruthers Law Firm fits that bill precisely. We have earned accolades and trust from our clients because we don not just handle cases; we champion causes. Our cases frequently involve traumatic, life-altering events, such as the loss of a loved one, and our relentless pursuit of justice ensures our clients receive the compensation necessary to secure their financial future. Our dedicated efforts have successfully secured over $50 million in settlements for our clients, and our commitment to excellence has brought us national recognition, particularly in fields like birth injury law. Whether your life has been upended by a tragic accident or the negligence of another party, you can confide in Caruthers Law Firm to handle your case with the utmost skill, dedication, and compassion in your time of need. Every case we undertake is treated with the gravity and importance it deserves, and we strive to provide the best possible representation to our clients. At Caruthers Law Firm, our attorneys boast an impressive array of knowledge and expertise in various practice areas, including personal injury, criminal defense, wrongful death, and more. We fully acknowledge that each case is unique, and we value the individual concerns and needs of our clients. This understanding leads us to craft tailored legal strategies that address each case is distinctive challenges. When you choose Caruthers Law Firm as your legal representation, you can expect a high degree of professionalism, unwavering integrity, and an unparalleled commitment from the beginning of your case to its conclusion. We are not just lawyers; we are advocates for your rights, dedicated to securing the justice you deserve.

For over three decades, Beverly R. Caruthers has been on an unwavering mission to provide her clients with top-notch, tenacious, and compassionate legal services and representation. Attorney Beverly R. Caruthers has not only amassed extensive experience but has also consistently delivered high-quality legal assistance to those who have sought her counsel. Her journey to legal expertise began with academic distinction, having graduated Cum Laude with a Bachelor of Arts from Tougaloo College, followed by the acquisition of her Juris Doctor from Thurgood Marshall School of Law at Texas Southern University. With a primary focus on Personal Injury, Criminal Law, and Business Law, Attorney Beverly R. Caruthers has honed her legal acumen in these pivotal areas. Complementing her knowledge and skills, The Law Office of Beverly R. Caruthers is fortified by a collaborative team of seasoned and highly qualified attorneys. Together, they work tirelessly to achieve the best possible outcomes for each and every client they serve. In the Caruthers family, the pursuit of legal excellence seems to be a cherished tradition. Briona Caruthers, following in the footsteps of her older brother and colleague, hails from Missouri City, Texas, where she graduated from Elkins High School in 2015. Venturing outside her hometown, she spent four years at Hofstra University in New York, where she diligently earned her Bachelor Degree in Legal Studies in Business in 2019. After her academic journey in New York, she returned to her roots in Houston, Texas. There, she attended the same illustrious institution where her mother, Beverly R. Caruthers, and her brothers, Eddie and Parker Caruthers, had studied—the Thurgood Marshall School of Law at Texas Southern University. In 2022, Briona graduated Cum Laude from TSU, thereby continuing the family legacy. Beyond her legal pursuits, Briona finds solace in retail therapy and enjoys exploring the world through her travels when she is not in the office, fervently advocating for her clients rights. Parker Caruthers, another member of the Caruthers family, was born and raised in Missouri City, Texas, where he completed his high school education at Clements High School in 2012. His educational journey took him to Texas Southern University in Houston, Texas, where he earned a Bachelor’s Degree in Marketing in 2017. Parker commitment to legal studies led him to the Thurgood Marshall School of Law at TSU, from where he graduated in 2021. During his time in law school, Parker legal prowess shone through as he secured victory in the Helen Dawn Williams Mock Trial competition, all while gaining valuable experience through internships at the Harris County District Attorney’s Office. Opting to take a different path by not pursuing prosecution, Parker joined Caruthers Law Firm in 2021. Beyond the legal realm, Parker passions extend to sports fandom and his role as a proud dog owner. At the Caruthers Law Firm, we take a refreshingly transparent and candid approach when assessing our potential clients circumstances. We believe in clear, honest, and direct communication, leaving aside the legal jargon to speak in terms that our clients can readily understand. Each client is treated as a unique individual, receiving personalized and attentive care throughout their legal journey with us.

We are immensely grateful to each and every individual who wholeheartedly contributed to the success of "The Christmas Toy Drive and Giveaway" and "The Back to School Giveaway" right here in the vibrant city of Houston. Your support has made a profound difference in the lives of countless local children, and it is a testament to the incredible community spirit that defines our city. At The Caruthers Law Firm, we take great pride in being active sponsors of these important initiatives, which focus on providing crucial resources to Houstons youth. Some of the recipients come from families struggling with limited income, making it challenging for them to provide the necessary school supplies for their children. For others, the prospect of a joyous Christmas was a distant dream due to a lack of toys. In these circumstances, we aimed to make a meaningful and positive impact on these children and their families. It is through the unwavering support and dedication of our local community that we were able to realize this vision. We encourage you to consider joining us in this noble cause and be a part of the change in the lives of Houston families. Your involvement can take various forms, whether through donating items, contributing funds, or taking the initiative to organize a collection drive within your organization, church, club, or local community. Your support will undoubtedly go a long way in touching the lives of those in need, ensuring that every child in our city can look forward to a brighter future. By working together, we not only provide essential items but also instill a sense of hope, compassion, and generosity within our beloved Houston community. Together, we can create a stronger, more caring, and inclusive community, one that continues to uplift and empower those who need it most. Thank you for being a part of this vital mission.

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