In the state of Texas, car accidents stay on your record for 5 years. High risk drivers with multiple traffic violations, motor vehicle accidents, or any hit and runs, will experienced insurance premium. rate increases. Speeding tickets can also raise your rates.
Just because you have previous accidents on your record does not mean your case has to suffer. Call the La Office of Beverly R. Caruthers today to learn more about how we can help you with your car accident claim.
Can Previous Car Accident Cases Affect My Settlement?
Insurance adjusters and investigators will dive deep into your driving record to try and uncover all the information they can about you. This will include any insurance claims you have previously made. This will be simple for them to do because insurance companies keep records of all your past claims. They’ll try to use this information to discount your credibility.
Our attorneys can help you navigate even the most complicated car accident cases. If you have previously been in an accident that ended in a settlement on your behalf, or have a record that includes accidents with you as the at-fault driver, let us know right away.
Attorney Beverly R. Caruthers can help your case regardless of your driving history. This information will need to be shared right away so our legal team is able to negotiate effectively on your behalf. You will also want to share any information regarding past bankruptcies or contemplated bankruptcies, unpaid child support, divorces and past criminal convictions. All conversations you share with your attorney are confidential and safe.
Just because you may have a previous insurance settlement or car accident that was your fault on your record, you still deserve fair compensation for your accident. We work with you to ensure a successful personal injury claim for automobile accidents caused by other drivers. Be ready at your consultation to share all relevant information with your attorney so we can give you a realistic understanding of your case.
How Do Car Accident Settlements Work in Texas?
Like most types of settlements , the willingness to settle and the amount offered after a car accident will depend heavily on the evidence supporting your case. For this reason, witness statements, police reports, and other documentation are extremely important. Settlement talks can continue even if a lawsuit is underway.
By law, insurance companies may not engage in unfair claim settlement practice, such as knowingly misrepresenting relevant facts or policy provisions, or negotiating in bad faith.
To settle a claim, the insurance company may want you to sign a release which states that you won’t file more claims related to the same accident. However, you should not do so until you’re satisfied that the total settlement amount covers your damages, including future medical treatment as estimated by your doctor. Texas law prohibits insurance companies from postponing payment of a claim in order to pressure you into signing a release.
What Is the Average Car Accident Settlement in Texas?
There is no exact formula for arriving at a car accident settlement amount since each accident is unique, but there are relevant factors to consider, such as the following:
- The severity of your injuries: minor whiplash will be less than a permanent spinal injury
- Costs of reasonable and necessary medical expenses
- Loss of past and future wages
- Whether you helped cause the accident: Texas follows the “modified comparative negligence” doctrine where damages are barred or reduced according to your degree of fault
- The types of insurance coverage both parties have
- The amount of evidence and documentation you provide
- Your or your attorney’s ability to argue your case
How Long Do I Have to File a Car Accident Lawsuit in Texas?
If you and the insurance company cannot agree on the claim, you may have to file a lawsuit to pursue damages. The deadline (a.k.a. the statute of limitations) for filing a personal injury or property damage complaint is two years from the date of the car accident.
Do Not Wait To Speak To An Attorney
Putting off speaking with a lawyer after your accident is one of the worst mistakes you can make when it comes to collecting fair compensation. Do not waste time after you have been injured, instead contact the Law Office of Beverly R. Caruthers right away. Our team can help you to explore your options and find out more about how our team of legal professionals can help you through this difficult time. Car accident cases are rarely simple and often require professional help for the best results.
Car Accident Attorney Near Houston
If you or someone you love has suffered an injury, experienced loss of income, or are unable to work due to a car accident, you can benefit from the services of a Houston car accident expert in your personal injury case. Whether you missed work due to an injury or due to not having access to a vehicle, Attorney Beverly R. Caruthers can help you!
Our team works hard to bring the most efficient and practical solutions to your car accident case. Beverly R. Caruthers proudly serves and defends the Greater Houston area including but not limited to Baytown, Conroe, Crosby, Humble, Huntsville, Lake Jackson, Missouri City, Pasadena, Spring, Tomball.