How Do I Successfully File An Auto Insurance Claim?

For many individuals, one of the most difficult aspects of a car accident isn’t even the injuries they received, sadly, it’s dealing with an insurance company. This is because insurance companies are trying to protect themselves financially, they are always calculating their next move, trying to determine who is at-fault, while also trying to minimize the severity of the collision and any injuries that resulted from it. You have to watch everything you say to them, consistency is important, as they will try to lay traps for you to get away with paying you the littlest amount possible. Insurance agents will ask you several questions, many of them are repeated questions worded differently, in hopes to get inconsistencies in your answers. Some of the questions they ask may sound pointed, as if they are blaming you for the accident, even if it was not your fault. This is difficult for anyone, but especially for those who have recently been injured and are dealing with pain. Instead of dealing with insurance companies alone, contact the Law Office of Beverly R. Caruthers in Houston today. 

Our team of legal professionals can help you to navigate this difficult time. We help you to maximize your chances of getting your insurance claim paid. If you follow our guidance and are still unable to get them to pay the claim, you may need to file a car accident lawsuit. Attorney Beverly R. Caruthers has over 30 years of experience getting justice for her clients. Our team can work with you to get a successful claim, so you are able to afford the medical treatment you deserve. 

Listed below are some tips for making a successful auto accident claim in Houston:

At The Scene of The Accident: Immediately following your car accident, emotions may be high and your adrenaline may be rushing, making it difficult for you to think clearly. You may feel upset or have a difficult time properly communicating, as the impact of your injuries begin to affect you. For most individuals involved in a car accident, they do not have a lot of experience surrounding an event like this and may be unsure of what course of action they should be taking in order to protect themselves. 

The first thing you will want to do is get yourself and anyone else involved in the accident out of harm’s way to the best of your ability. If someone is seriously injured, moving them has the potential to make their injuries worse, so unless you feel they are in danger of being hit by another vehicle, or the vehicle they are in is on fire, leave them where they are. You can help by calling emergency services and getting yourself safely out of the road. 

Once everyone has safely removed themselves from their vehicles, you will need to collect the contact information of every party involved in the accident. This does not just include other drivers, but also their passengers and any witnesses who may have pulled over to help. All of this information will play a vital role in helping you file a detailed insurance claim, and will also be helpful in filing an accurate police report. The police report will document basic information, including if anyone is arrested, the injuries the office saw, and other important information to your case. However, if you are too injured to collect this information, your attorney should be able to help you collect it from the police department. 

One of the most important factors to remember following an accident is you never want to, in any way, take responsibility for the accident. Your first reaction may be to apologize to the other driver, feeling as if you could have helped avoid the situation or even simply as an automatic response to the accident, avoid this at all costs. You do not want to sound like you are admitting fault, you may not be thinking clearly, but what you say can be used against you to minimize your claim and to place blame on you for the accident. Insurance companies are manipulative and can use your apology as a way to declare you as the at-fault party in the collision, in order to get out of paying you.  

Following The Crash: It is important to seek medical attention as soon after a crash as possible. Some individuals may be rushed away from the scene in an emergency medical vehicle, while others may be given more freedom to choose how they treat their injuries. It is important to not procrastinate seeing a physician after the accident. If you can walk away from the accident, you may make the mistake of thinking you do not need to see a doctor, however, many of the most common injuries that come from car accidents do not show up right away. These injuries include trauma to the neck, whiplash, and in some cases even mild traumatic brain injuries. Seeing a physician is important following an accident, for your health and also for your insurance claim. 

A physician can catch early warning signs of these injuries, which can help to make sure you get the treatment you need. Additionally, your doctor will document your injuries, which is vital for proving the legitimacy of your injuries to the insurance company you work with. Additionally, going to the doctor immediately following your accident stops the insurance company from arguing any delays as a sign that you’re elaborating your injuries.

Not only will you want to see a doctor immediately after the car accident, you will also want to make an effort to notify your insurance company of the crash as soon as possible. They will ask you to answer a series of questions, as stated above, these questions may be designed to trip you up to take away from your credibility. Insurance companies are predatory and will do everything they can to hold on to their money. Working with an experienced car accident attorney, such as Beverly R. Caruthers can help you to overcome the obstacles insurance companies will lay out for you, so that you are able to maximize your claim, and be awarded with fair compensation for the injuries you have received. 

Insurance companies will try their best to get you to agree to the minimum amount of compensation following your car accident. They may outright deny your claim, or they may make a quick offer of far less than you qualify for, in order to try to get you to close the case as quickly as possible. These insurance companies are banking on the fact that you are inexperienced with car accident cases, so that they can take advantage of you. Working with an experienced car accident attorney in Houston, will make it difficult for these insurance companies to get away with manipulating the situation to fit their needs. 

If you find yourself in this situation, refuse their offer and contact the Law Office of Beverly R. Caruthers in Houston today. Our team helps fight for justice all over the Greater Houston area. Whenever you have been injured due to the reckless or negligent actions of another, we can help you. 

The Aftermath: In very rare cases, insurance companies will fairly compensate you for your injuries and property damage without the pressure of an attorney going up against them. If you are lucky enough to receive fair compensation, accept your offer and move forward with your life. However, make sure the amount you are being offered satisfies more than your short-term needs. If you require physical therapy, have PTSD, are unable to work, or have been affected by your car accident in another manner, you may not be getting as much compensation as you truly deserve. 

If you are unsure if the offer being made to you is fair, reach out to the Law Office of Beverly R. Caruthers today for a no-obligation consultation for your car accident case. Attorney Caruthers knows what you are entitled to and can help you to protect your rights following a car accident. She will deal with the insurance company for you, and will not back down to their bully-tactics. Once you get an attorney involved, the insurance company may suddenly decide they owe you more than their original offer. 

If the insurance company you are dealing with still refuses to pay, Attorney Caruthers can file a Texas car accident lawsuit to recover that money. In a lawsuit, you can ask a court to order the company to pay compensation for your medical bills, car repairs, your time away from work, and more.

Even the most experienced and careful drivers are at risk of being involved in a car accident. This can be due to another driver’s actions, harsh weather conditions, faulty car parts, and much more. These car accidents can range from a minor fender bender to a major collision that results in injury or even the loss of life. For individuals who have suffered an injury in a car accident due to the reckless or negligent actions of another entity, the road to justice can be overwhelming and full of many unexpected problems. Instead of facing this difficult time on your own, The Law Office of Beverly R. Caruthers invites you to reach out and tell us about the specifics of your case. We offer no-obligation, no-cost car accident evaluation for cases in the Greater Houston area, for those who have been injured. You are welcome to take advantage of our initial consultation by calling us or you can fill out our client intake form. Don’t put off contacting us, the sooner you reach out the better it will be for your car accident and personal injury case. Our team has a proven track record of getting the results you need for the compensation you deserve. Make sure you are doing everything you can to get the justice you deserve in your case today. Read our other blogs to learn more about how we can help you navigate your car accident case. 

Nuestro equipo brinda servicios de habla hispana para su conveniencia.

Too often Spanish-speaking individuals feel they will not be able to find justice in their car accident cases, causing them to not take action against those who have left them with financial devastation and physical trauma. At the Law Office of Beverly R. Caruthers, our team refuses to let a language barrier affect your right to justice and compensation. If you or someone you love has been injured in an accident and is in need of Spanish-speaking legal advice, our team is here for you. We make it simple for those who have been injured in car accidents to navigate the legal system in order to get the results they need to continue on in their lives. Schedule your no-obligation car accident consultation with Attorney Caruthers today. Our team will work with you every step of the way to ensure your needs are being met and that you are getting the treatment you deserve in your car accident case. Don’t hesitate, the sooner you call the more we can do to get you results. 

Best Car Accident Attorney in Houston TX

If you have been injured, experienced loss of income, or are unable to work because of a car accident, you can benefit from the services of a Houston car accident expert in your personal injury case. Whether you missed work due to an injury or due to not having access to a vehicle, Attorney Beverly R. Caruthers can help you! Our team works hard to bring the most efficient and practical solutions to your car accident case. Beverly R. Caruthers proudly serves and defends the Greater Houston area including but not limited to Baytown, Conroe, Crosby, Humble, Huntsville, Lake Jackson, Missouri City, Pasadena, Spring, Tomball. Our legal team is bilingual and offers Spanish speaking legal counsel for all of our clients. If you need legal representation following an incident don’t hesitate to contact Beverly R. Caruthers Law Office! 

Caruthers Law Firm
Address: 4141 Southwest Fwy, Suite 400
Houston, TX 77027
(713) 526-9557

View our Website
View our Facebook page
View our Google Listing

In the aftermath of an accident that leaves you or a loved one injured, it is crucial to know where to turn for support and justice. The Caruthers Law Firm stands as a beacon of unwavering commitment to the cause of pursuing justice for injury victims. With a track record that speaks volumes about our dedication to excellence and passion for our clients, we have garnered recognition throughout the Houston area as a trusted name in the legal community. When you or a family member suffers an injury due to the negligence of another, the need for an attorney who is not just competent but also recognized for their excellence becomes paramount. The Houston personal injury attorney at The Caruthers Law Firm fits that bill precisely. We have earned accolades and trust from our clients because we don not just handle cases; we champion causes. Our cases frequently involve traumatic, life-altering events, such as the loss of a loved one, and our relentless pursuit of justice ensures our clients receive the compensation necessary to secure their financial future. Our dedicated efforts have successfully secured over $50 million in settlements for our clients, and our commitment to excellence has brought us national recognition, particularly in fields like birth injury law. Whether your life has been upended by a tragic accident or the negligence of another party, you can confide in Caruthers Law Firm to handle your case with the utmost skill, dedication, and compassion in your time of need. Every case we undertake is treated with the gravity and importance it deserves, and we strive to provide the best possible representation to our clients. At Caruthers Law Firm, our attorneys boast an impressive array of knowledge and expertise in various practice areas, including personal injury, criminal defense, wrongful death, and more. We fully acknowledge that each case is unique, and we value the individual concerns and needs of our clients. This understanding leads us to craft tailored legal strategies that address each case is distinctive challenges. When you choose Caruthers Law Firm as your legal representation, you can expect a high degree of professionalism, unwavering integrity, and an unparalleled commitment from the beginning of your case to its conclusion. We are not just lawyers; we are advocates for your rights, dedicated to securing the justice you deserve.

For over three decades, Beverly R. Caruthers has been on an unwavering mission to provide her clients with top-notch, tenacious, and compassionate legal services and representation. Attorney Beverly R. Caruthers has not only amassed extensive experience but has also consistently delivered high-quality legal assistance to those who have sought her counsel. Her journey to legal expertise began with academic distinction, having graduated Cum Laude with a Bachelor of Arts from Tougaloo College, followed by the acquisition of her Juris Doctor from Thurgood Marshall School of Law at Texas Southern University. With a primary focus on Personal Injury, Criminal Law, and Business Law, Attorney Beverly R. Caruthers has honed her legal acumen in these pivotal areas. Complementing her knowledge and skills, The Law Office of Beverly R. Caruthers is fortified by a collaborative team of seasoned and highly qualified attorneys. Together, they work tirelessly to achieve the best possible outcomes for each and every client they serve. In the Caruthers family, the pursuit of legal excellence seems to be a cherished tradition. Briona Caruthers, following in the footsteps of her older brother and colleague, hails from Missouri City, Texas, where she graduated from Elkins High School in 2015. Venturing outside her hometown, she spent four years at Hofstra University in New York, where she diligently earned her Bachelor Degree in Legal Studies in Business in 2019. After her academic journey in New York, she returned to her roots in Houston, Texas. There, she attended the same illustrious institution where her mother, Beverly R. Caruthers, and her brothers, Eddie and Parker Caruthers, had studied—the Thurgood Marshall School of Law at Texas Southern University. In 2022, Briona graduated Cum Laude from TSU, thereby continuing the family legacy. Beyond her legal pursuits, Briona finds solace in retail therapy and enjoys exploring the world through her travels when she is not in the office, fervently advocating for her clients rights. Parker Caruthers, another member of the Caruthers family, was born and raised in Missouri City, Texas, where he completed his high school education at Clements High School in 2012. His educational journey took him to Texas Southern University in Houston, Texas, where he earned a Bachelor’s Degree in Marketing in 2017. Parker commitment to legal studies led him to the Thurgood Marshall School of Law at TSU, from where he graduated in 2021. During his time in law school, Parker legal prowess shone through as he secured victory in the Helen Dawn Williams Mock Trial competition, all while gaining valuable experience through internships at the Harris County District Attorney’s Office. Opting to take a different path by not pursuing prosecution, Parker joined Caruthers Law Firm in 2021. Beyond the legal realm, Parker passions extend to sports fandom and his role as a proud dog owner. At the Caruthers Law Firm, we take a refreshingly transparent and candid approach when assessing our potential clients circumstances. We believe in clear, honest, and direct communication, leaving aside the legal jargon to speak in terms that our clients can readily understand. Each client is treated as a unique individual, receiving personalized and attentive care throughout their legal journey with us.

We are immensely grateful to each and every individual who wholeheartedly contributed to the success of "The Christmas Toy Drive and Giveaway" and "The Back to School Giveaway" right here in the vibrant city of Houston. Your support has made a profound difference in the lives of countless local children, and it is a testament to the incredible community spirit that defines our city. At The Caruthers Law Firm, we take great pride in being active sponsors of these important initiatives, which focus on providing crucial resources to Houstons youth. Some of the recipients come from families struggling with limited income, making it challenging for them to provide the necessary school supplies for their children. For others, the prospect of a joyous Christmas was a distant dream due to a lack of toys. In these circumstances, we aimed to make a meaningful and positive impact on these children and their families. It is through the unwavering support and dedication of our local community that we were able to realize this vision. We encourage you to consider joining us in this noble cause and be a part of the change in the lives of Houston families. Your involvement can take various forms, whether through donating items, contributing funds, or taking the initiative to organize a collection drive within your organization, church, club, or local community. Your support will undoubtedly go a long way in touching the lives of those in need, ensuring that every child in our city can look forward to a brighter future. By working together, we not only provide essential items but also instill a sense of hope, compassion, and generosity within our beloved Houston community. Together, we can create a stronger, more caring, and inclusive community, one that continues to uplift and empower those who need it most. Thank you for being a part of this vital mission.