Have you been involved in an auto accident that has left you injured? Our law firm works with injury victims through the claims process to ensure they are being properly compensated in the personal injury claim. We help you to watch out for the deceiving tricks insurance adjusters use on car accident victims to ensure you get a fair settlement offer.
Listed below are some of the predatory tactics you need to look out for when filing an insurance claim:
When an insurance company is gathering information about the car accident that left you injured, they are going to ask you A LOT of questions. Many of these questions will be nearly identical, yet worded differently. This is done in hopes of finding inconsistencies in your account of what happened. This is a big reason why you should not speak with an insurance adjuster or give a recorded statement without an experienced car accident attorney present.
Accessing Your Medical Records
If you are an honest person with nothing to hide, you may think cooperating with every request the insurance adjusters makes is the best way to speed up the claims process and get the money you deserve. Unfortunately, these adjusters are only interested in finding ways to minimize the amount of compensation you receive in your accident.
One of the most common tactics used to minimize your personal injury claim is by asking for access to your medical records. While you may have received medical treatment following your accident, you should never allow total access to your medical records. This will give insurance adjusters the opportunity to blame your injuries on preexisting conditions or traumas.
Keep track of all of your medical expenses and medical bills following your accident. Stay organized and only share this information with the insurance company to avoid major mishaps in your case.
Many insurance companies will start with a low settlement offer because they know there are many individuals who just want the process to be over as soon as possible. You should never accept the first offer without at least consulting with a personal injury attorney.
Attorney Beverly R. Caruthers has been working with car accident victims for over three decades. She works to ensure none of her clients fall victim to the deceiving tricks insurance companies use on car accident victims.
Adjusters are sleek enough to know that the longer they delay, the more likely the accident victim will settle out of desperation to avoid losing their home, car and ability to pay for food and basic bills as well.
Requests for Unnecessary Information
An adjuster might request documents that are 10, 20 or even 30 years old that have absolutely nothing to do with the injury that was suffered. They are fishing for information to discredit and to stall your claim.
They Will Ask for A Recorded Statement
Do not give a recorded statement! The insurance adjuster wants a recorded statement so that he can take things out of context to use against you at a later date. Your refusal to give a recorded statement is not evidence that you are trying to hide anything.
Spanish Speaking Car Accident Lawyer in Houston, Texas
Spanish-speaking individuals can have a more difficult time seeking justice in their personal injury cases due to language barriers. This causes them to not take action against those who have left them with financial devastation and physical trauma. At the Law Office of Beverly R. Caruthers, our team refuses to let a language barrier affect your right to justice and compensation. If you or someone you love has been injured in an accident and is in need of Spanish-speaking legal advice, our team is here for you.
Personal Injury Lawyer in Houston, Texas
If you or someone you love has been involved in a car accident and suffered an injury, experienced loss of income, or are unable to work due to a car accident, you can benefit from the services of a Houston car accident expert in your personal injury case. Whether you missed work due to an injury or due to not having access to a vehicle, Attorney Beverly R. Caruthers can help you!