Are you looking to collect compensation after your car accident? Filing an insurance claim following a car accident can result in compensation if a certain criteria is met. This will largely be dependent on the accident not being your fault. Car accident victims working with an experienced personal injury attorney can receive compensation for all types of damages including:
- Loss of enjoyment of life
- Loss of consortium
- Lost wages
- Pain and suffering
- Cost of repairs
- Medical bills
- ..and more
Ask These Questions to Determine if Your Qualify for Compensation
If your car accident happened a few weeks or a few months ago, your right to go to court and file a lawsuit over the crash isn’t going to be an issue. But if a year or more has passed since the crash, it’s important to figure out how your state’s statute of limitations applies to your potential claim. These laws set firm time limits on your right to file a lawsuit. In most states the deadline is 2 years or 3 years from the date of the accident, but a few states follow a 1-year time limit. Miss the filing deadline, and your right to take your case to court is lost for good, unless a rare exception applies to extend the time limit.
Most car accident cases settle out of court, often without a lawsuit ever being filed. But if you’ve lost the option of filing a lawsuit, and the other side (the at-fault driver’s insurance company, for example) knows that, you’ve also lost almost all your negotiation leverage when it’s time to talk settlement. Learn more about how the statute of limitations works in personal injury cases.
Who Was at Fault for the Car Accident?
This is a crucial question, but getting a definitive answer is rarely easy (except in rear-end accident cases). Insurance companies and attorneys typically look first at any police report generated after the accident, and then to the statements of any locatable witnesses who are willing to help. Accident scene photos, the nature and extent of vehicle damage, and even area surveillance video can all come into play. When the fault story can’t be pieced together with much more than the conflicting accounts of the drivers involved in the crash, a car accident claim is still possible, but there are certain to be challenges. Get details on proving fault for a car accident.
Were Your Injuries and Other Losses Significant?
If you were involved in a car accident but walked away without any injuries, consider yourself lucky (while keeping in mind that car accident injuries don’t always show up right away). If the insurance company comes to the table with a settlement offer that covers your vehicle damage and any inconvenience you’ve experienced, it probably isn’t worth your (or a lawyer’s) time and effort to pursue the matter.
But if your car accident left you with serious injuries (like a head injury, a broken bone, or any injury that keeps you from going back to work), and you want reimbursement for medical expenses if nothing else, that adds to economic losses and other categories of harm, including “pain and suffering.” If you’re in this situation, it probably makes sense to talk with an attorney about your legal options. Learn more about car accident injuries and how “pain and suffering” works in a car accident case.
On the vehicle damage side, your car emerging from the accident with just a small dent or two paints a very different picture than if the vehicle was deemed a total loss. Significant vehicle damage often correlates with significant injuries, and can lead an insurance company (or a lawyer) to take your claim more seriously.
Is There Insurance to Cover Your Claim?
No matter the specifics of your car accident, one of the most important factors in assessing the viability of a claim is whether there’s an insurance policy in place that would cover your losses. Is the at-fault driver insured? Does that policy include enough coverage to pay for your medical bills, lost income, vehicle damage, and other harm resulting from the crash? If so, your case might stand a better chance of success.
On the other hand, it might be obvious that the other driver was at fault, and if you take the case to court you might stand a great chance of winning, but if that driver is uninsured, collecting any money is going to be an uphill battle. Learn more about the role of insurance in a car accident case.
Why Choose Attorney Caruthers?
Beverly R. Caruthers is an experienced car accident attorney in the Houston area. She represents victims that have been injured due to the careless or reckless actions of another. If you are looking for cost effective legal representation our Houston based law firm is here for you.
We represent individuals on a contingency fee basis. This means we don’t charge any upfront costs and only accept payment once you have collected your money. If we are unable to get you money, you don’t owe us a dollar.
Our law firm understands how difficult it can be, especially when you are injured, to deal with predatory insurance companies. This is why we work with you every step of the way to ensure you are making the best choices to maximize your compensation. The sooner you reach out to our law firm following your accident the more help we can be to getting you the results you deserve in your personal injury case.
Abogada De Habla Hispana en Houston
Texas, and especially in the Greater Houston area, we have a large population of Hispanic individuals who speak Spanish as their first language. For these Spanish speakers, navigating a car accident case may pose more challenges than for English speakers, as there are more resources available in English than Spanish.
Our team will work with you every step of the way to ensure your needs are being met and that you are getting the treatment you deserve in your car accident case. Don’t hesitate, the sooner you call the more we can help you.
Free Consultation with Personal Injury Lawyer in Houston, Texas
If you or someone you love has been involved in a car accident and suffered an injury, experienced loss of income, or are unable to work due to a car accident, you can benefit from the services of a Houston car accident expert in your personal injury case. Physical, emotional, and financial damages are common following an auto accident. Whether you missed work due to an injury or due to not having access to a vehicle, Attorney Beverly R. Caruthers can help you!